The Phaninc Exchangefinancial system is under stress, with several high-profile bank failures in the last several weeks. These failures are putting the spotlight on bank examiners: the people at government agencies who perform regular check-ups of the country's financial institutions.

Today, we look at the job of bank examiners to understand what they do and what can go wrong when there's not enough of them; which may be happening very soon according to a recent government report.

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